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Personal Checking

SIMPLE CHECKING. NO MINIMUM BALANCE FEE.

A straightforward personal checking account with local service, unlimited transactions, and the everyday tools you need to manage your money.

EVERYDAY CHECKING DESIGNED AROUND HOW YOU LIVE

Maverick Personal Checking is designed for customers who want a practical, easy-to-use checking account backed by local bankers you can actually reach.

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Debit Card Access

Make purchases and get cash with ease.

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Digital Banking

Manage your money anytime, anywhere.

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Direct Deposit Ready

Get paid faster with direct deposit.

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Local Support

Talk to real people who live and work here

ACCOUNT FEATURES

  • No minimum balance fee
  • Free bill pay access
  • $100 minimum deposit to open
  • Free instant issue debit card
  • Unlimited transactions
  • Mobile wallet access
  • Free eStatements
  • Overdraft options available
  • Free digital banking access
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Real people. Local service. Practical banking.

When you bank with Maverick, you are not just opening an account. You are choosing a local bank that values direct access, practical solutions, and personal service.

Our team can help you open your account, answer questions, and connect you with the tools that make everyday banking easier.

Ready to open your checking account?

Visit your nearest Maverick Bank location and talk with a local banker who can help you get started.

Account opening is subject to approval. Fees may apply. Please see account disclosures for complete terms and conditions.

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Add a Savings Account

Start saving for what matters most.

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Explore Digital Banking

Banking anytime, anywhere with ease

Frequently asked Questions

Have questions about opening or managing a personal checking account? Here are a few quick answers about minimum deposits, balance fees, debit cards, and digital banking with Maverick Personal Checking.

What do I need to open a checking account?

To open a Maverick Bank Personal Checking account, you’ll need a minimum opening deposit of $100, a valid government-issued photo ID, your Social Security number or Tax Identification Number, and proof of your mailing and physical address if it is not shown on your ID. Depending on your situation, additional documentation may be required. A Maverick Bank banker will be happy to guide you through the account opening process.

Can I get a debit card when I open a checking account?

Yes. Personal Checking includes a free Maverick Bank Mastercard® Debit Card, which can be used for purchases, ATM transactions, and contactless payments wherever Mastercard® is accepted. Maverick Bank offers instant issue debit cards at all branches, so you can leave with your new card the same day.

Can I manage my checking account online or in a mobile app?

Yes. Maverick Bank Personal Checking includes access to both online and mobile banking. You can check balances, view transaction history, transfer funds, pay bills, deposit checks with Mobile Deposit, manage your debit card, set up account alerts, and access eStatements—all from your computer or mobile device. If you ever need assistance, our local bankers are just a phone call or branch visit away.

Why choose Maverick Bank for your checking account?

Maverick Bank combines the convenience of modern banking with the personal service of a local community bank. You’ll have access to digital banking, a free debit card, and local bankers who are ready to help when you need them.

How do I switch my checking account to Maverick Bank?

Switching is easier than you might think. Our team can help you open your new account, move direct deposits and automatic payments, and answer questions throughout the transition.

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Ready to Bank Differently?

Start a conversation with the Maverick Bank team and get the local guidance, practical tools, and straight answers you need to move forward.

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