CDs & IRAs
Plan Ahead with CDs & IRAs.
Put your money to work with savings options designed for future goals, predictable growth, and local service from bankers you know.
Build for what’s next.
Whether you are saving for a future purchase, setting aside funds for a specific timeframe, or planning for retirement, Maverick Bank offers Certificates of Deposit and Individual Retirement Accounts to help you move forward with confidence.
Our local bankers can walk you through available terms, current rates, renewal options, and account requirements so you can choose the option that fits your goals.
Not sure which option fits your goals?
Our team can help you compare CD and IRA options, review available terms and rates, and open the account that works best for your savings plan.
Account opening is subject to approval. Penalties may apply for early withdrawal. IRA accounts may be subject to IRS rules, contribution limits, and tax considerations, please consult your tax advisor. Please see account disclosures for complete terms and conditions.
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Frequently asked Questions
Have questions about Certificates of Deposit or Individual Retirement Accounts? We’ve answered some of the most common questions about rates, terms, retirement savings, and opening an account with Maverick Bank.
What is the difference between a Certificate of Deposit (CD) and an IRA?
A Certificate of Deposit (CD) is designed to help you save for future goals with a fixed interest rate for a selected term. An Individual Retirement Account (IRA) is designed specifically for retirement savings and may be available as a Traditional IRA or Roth IRA. Our local bankers can help you compare your options and choose the account that best fits your goals.
What interest rates are available for CDs and IRAs?
Maverick Bank offers competitive CD and IRA rates designed to help you grow your savings over time. Rates vary based on the account type, term, deposit amount, and current market conditions. Contact your local Maverick Bank branch to learn about current rates and available terms.
What are the benefits of opening a Certificate of Deposit (CD)?
A Maverick Bank Certificate of Deposit offers a fixed interest rate, multiple term options, and a predictable way to grow your savings over time. CDs are a good option if you’re saving for a future goal and do not need immediate access to your funds during the selected term.
What types of IRAs does Maverick Bank offer?
Maverick Bank may offer both Traditional IRA and Roth IRA options. IRAs earn interest, offer multiple term options with a fixed rate for the selected term, and are designed to help you save for retirement. Our local bankers are available to answer questions and help you choose the right account.
How do I choose between a CD and an IRA?
The right option depends on your savings goals. A CD may be a good fit if you’re saving for a future purchase or a specific timeframe, while an IRA is designed for retirement savings. Maverick Bank’s local bankers can help you compare available terms, current rates, and account options to find the best fit for your financial goals.
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